Bad things happen to
good people all the time. Sometimes luck just isn't on your side.
However, you still have to get back and forth to work or get your kids
to school. What do you do when your credit makes it hard for you to
accomplish your credit goals. That's where Street Smart Credit Builders
comes in. With Credit Builders, we use the Smart Credit approach. Our
Experts sit down with you and find out your background, your needs, and
exactly what we need to put together to make you successful. Too many
programs out there just look at selling you and car and do not care
about any consequences that may come up with selling you the wrong car.
With Street Smart Credit Builders, we set you up for success. When you
get a vehicle using Credit Builders you get the chance at improving your
credit which leads to lesser down payments, lower interest rates,
future home ownership, and many other exciting options that come with a
higher credit score.
Contact Street Smart Credit Builders and Start Your Qualifying Today.
Don't let bad credit keep you from getting a car
Ways to Build Your Credit:
Get
a Secured Loan or a Secured Credit Card: Make sure it is one that
reports to your credit. Check with your bank or financial institution to
see what they can do to help.
Grab a Piggy Back: When getting
credit you can get somebody to Co-sign with you to help with your
interest rate and terms. It doesn't have to be forever, many times the
rates are lower, and every payment you make still goes toward building
your credit.
Stay on Top of Your Payments: This sounds like a
no-brainer, but make sure to monitor your payments and your credit.
People are surprised how many things can be on their credit that they
didn't know about that had been there forever. Clean up old problems and
stay on top of making sure new ones don't show up.
Don't Max
out Your Credit Cards: High Credit Limits can help your score but high
balances bring your score down, even if you are making the payments.
Become
and Authorized User: If you can become an authorized user on somebody
else's Credit Card, you can get credit for their payments. However, be
careful, if they are late on those payments, you may take the hit as
well.
Set up Auto Payments: Even though it may not pay down your
balances as fast as paying ahead, it makes sure payments are made on
time.